To Lease(租赁) or Not to Lease
Planning to lease a car because you don't think you can afford to buy? Think again. Leasing can end up being just as expensive as buying.
Most people think about leasing because they believe it will cost them less money. They're right——it is cheaper, but only in the short term. For example, if you were to lease a new Subaru Forester, you might pay $300 per month for the car. If you were to buy the same car, you would pay about $400 per month. Over a three-year, you would save $3600-a big savings. But after your lease is over, you have to give the car back.
Many people want to lease because they can drive a more expensive car than they might otherwise be able to afford. For example, if you spend $300 monthly on a car, you might be able to lease a new Ford Explorer. For the same price, you might have to buy a used Explorer, or buy a new but much less expensive model.
A lease, therefore, allows you to drive the latest models of more expensive cars. However, whatever car you can afford to buy you get to keep it, and it will always have a resell or trade-in(以新旧换)value if you want to upgrade to a new car later.
Furthermore, people who lease cars are often shocked by how much they must pay when the lease is over. Most leases limit you to a certain number of miles. If you go over that, you must pay for each mile. As a result, you may end up paying thousands of dollars in mileage(里程) fees. In addition, when you lease, you have to pay for regular maintenance and repairs to the vehicle. Since you must return the car finally, you are paying to repair someone else's car.
By now, the benefits of buying over leasing should be clear. Remember: whatever model you can afford to buy, it is yours after you make the payments. There's no giving back, and that makes all the difference.
1.People usually think leasing a car can save money.( )
2.Leasing a car costs less in the long term.( )
3.More people like to lease cars than before.( )
4.People can lease a car they cannot afford.( )
5.Young people prefer to lease the latest models of cars.( )
6.Ford Explorer is the most popular model in the leasing market.( )
7.People often pay more than they expect for a lease.( )
8.People need to pay for each mile they drive during the lease.( )
9.Leasing companies pay for repairs to the leased cars.( )
10.The author advises people to buy an affordable car.( )
问题1选项
A.True
B.False
C.Not Given
问题2选项
A.True
B.False
C.Not Given
问题3选项
A.True
B.False
C.Not Given
问题4选项
A.True
B.False
C.Not Given
问题5选项
A.True
B.False
C.Not Given
问题6选项
A.True
B.False
C.Not Given
问题7选项
A.True
B.False
C.Not Given
问题8选项
A.True
B.False
C.Not Given
问题9选项
A.True
B.False
C.Not Given
问题10选项
A.True
B.False
C.Not Given
第1题:A
第2题:B
第3题:C
第4题:A
第5题:C
第6题:C
第7题:A
第8题:B
第9题:B
第10题:A
第1题:
【文章大意】租赁或不租赁
计划租车,因为你认为自己买不起?再想想。租车最终可能与买车一样昂贵。
大多数人考虑租车是因为他们相信这样花的钱更少。他们是对的——它更便宜,但只是在短期内。例如,如果你要租一辆新的斯巴鲁森林人,你可能每月为这辆车支付 300 美元。如果你要购买同一辆车,你每月将支付约 400 美元。在三年内,你将节省 3600 美元——节省了一大笔钱。但是在你的租约结束后,你必须把车还回去。
许多人想要租用汽车,因为比起购买的车,他们可以驾驶更昂贵的汽车。例如,如果你每月在汽车上花费 300 美元,你或许可以租用一辆新的福特探险者。以相同的价格,你可能只能购买二手 Explorer,或者购买新的但价格便宜得多的型号。
因此,租赁允许你驾驶最新型号并且更昂贵的汽车。但是,无论你买得起什么车,你都可以保留它,如果你以后想升级到新车,它总是具有转售或以旧换新的价值。
此外,租用汽车的人经常对租约到期后必须支付的费用感到震惊。大多数租约限制了一定数量的里程范围。如果你超过了,你必须为每英里付费。因此,你最终可能要支付数千美元的里程费用。此外,当你租赁时,你必须支付车辆的定期维护和修理费用。由于你最终必须归还汽车,因此你是在花钱修理别人的汽车。
到目前为止,购车胜于租车的好处应该很明显了。请记住:无论你买得起什么型号,付款后都是你的。不需要归还,这是大不同的。
【原文考查】事实细节题
【题目释义】人们通常认为租车可以省钱。
【解题思路】根据第二段第一句"Most people think about leasing because they believe it will cost them less money."大多数人考虑租车是因为他们相信这样花的钱更少,以及后文举例说明,"For example, if you were to lease a new Subaru Forester, you might pay $300 per month for the car. If you were to buy the same car, you would pay about $400 per month. Over a three-year, you would save $3600-a big savings."如果你要租一辆新的斯巴鲁森林人,你可能每月为这辆车支付 300 美元。如果你要购买同一辆车,你每月将支付约 400 美元。在三年内,你将节省 3600 美元——节省了一大笔钱。故本题说法正确。
第2题:
【原文考查】事实细节题
【题目释义】从长远来看,租车的成本更低。
【解题思路】根据第二段第一句和第二句"Most people think about leasing because they believe it will cost them less money. They're right——it is cheaper, but only in the short term."大多数人考虑租车是因为他们相信这样花的钱更少。他们是对的——它更便宜,但只是在短期内。“长远来看”不符合文章大意。故本题说法错误。
第3题:
【原文考查】事实细节题
【题目释义】比起以前,更多的人喜欢租车。
【解题思路】根据文章大意可知,只是提到许多人想要租车,并没有提到之前的情况,也就没有对比。故本题说法未曾提及。
第4题:
【原文考查】事实细节题
【题目释义】人们可以租一辆他们买不起的汽车。
【解题思路】根据第三段第一句"Many people want to lease because they can drive a more expensive car than they might otherwise be able to afford."许多人想要租用汽车,因为比起购买的车,他们可以驾驶更昂贵的汽车。故本题说法正确。
第5题:
【原文考查】事实细节题
【题目释义】年轻人更喜欢租最新款的汽车。
【解题思路】根据第四段第一句"A lease, therefore, allows you to drive the latest models of more expensive cars."因此,租赁允许你驾驶最新型号并且更昂贵的汽车。文中只谈到了租赁可以租到最新款的车,并未说年轻人更喜欢这样。故本题说法未曾提及。
第6题:
【原文考查】事实细节题
【题目释义】福特Explorer是租赁市场上最受欢迎的车型。
【解题思路】根据关键词"Explorer"定位到第三段最后一句"For example, if you spend $300 monthly on a car, you might be able to lease a new Ford Explorer. For the same price, you might have to buy a used Explorer, or buy a new but much less expensive model."文中只是拿福特车型举例,并未提到它最受欢迎。故本题说法未曾提及。
第7题:
【原文考查】推理判断题
【题目释义】人们支付的租金通常比他们预期的要多。
【解题思路】根据倒数第二段第一句和第四句"Furthermore, people who lease cars are often shocked by how much they must pay when the lease is over."此外,租用汽车的人经常对租约到期后必须支付的费用感到震惊。"As a result, you may end up paying thousands of dollars in mileage(里程) fees."因此,你最终可能要支付数千美元的里程费用。可以判断出最后支付的钱在人们意料之外。故本题说法正确。
第8题:
【原文考查】事实细节题
【题目释义】人们需要为他们在租赁期间驾驶的每一英里付费。
【解题思路】根据倒数第二段第二句"Most leases limit you to a certain number of miles. If you go over that, you must pay for each mile. As a result, you may end up paying thousands of dollars in mileage(里程) fees."大多数租约限制了一定数量的里程范围。如果你超过了,你必须为每英里付费,可知只有超过的部分按每一英里付费。故本题说法错误。
第9题:
【原文考查】事实细节题
【题目释义】租赁公司支付租赁车辆的维修费用。
【解题思路】根据倒数第二段第五句"In addition, when you lease, you have to pay for regular maintenance and repairs to the vehicle."此外,当你租赁时,你必须支付车辆的定期维护和修理费用。故本题说法错误。
第10题:
【原文考查】推理判断题
【题目释义】作者建议人们买一辆负担得起的汽车。
【解题思路】根据最后一段"By now, the benefits of buying over leasing should be clear. Remember: whatever model you can afford to buy, it is yours after you make the payments. There's no giving back, and that makes all the difference."到目前为止,购车胜于租车的好处应该很明显了。请记住:无论你买得起什么型号,付款后都是你的。不需要归还,这是大不同的。作者提出买车比租车的好处多,因此是建议人们买一辆负担得起的车,而不是租昂贵的车。故本题说法正确。